Each of these institutions has over 1,000 branch locations in the US. Click on the bank for information about their checking, reloadable debit cards, savings and money market accounts. Even faster -- use the FindABetterBank comparison tool (in the sidebar) to start your search to find a better bank. Finance provided by PayPal Credit. Terms and conditions apply. Credit subject to status, UK residents only, Toolstation Ltd, acts as a broker and offers finance from a restricted range of finance providers, PayPal Credit is a trading name of PayPal (Europe) S.à.r.l et Cie, S.C.A. 22-24 Boulevard Royal L-2449, Luxembourg.
I don't think Chime is a good bank for a 16-year-old. You would do best with a physical bank that you can go in and talk to a teller in person. Chime has next to no customer service, and they have a tendency (apparently) to close accounts randomly, suspend them, and fight when you ask for your money back.